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Shilling by shilling, understanding the financial lives of Kenya's poor

Financial Diaries show us how Kenyans earn, spend, save, borrow and invest.

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Kenya Household Health Expenditure and Utilization Survey (KHHEUS)


An overview of the Kenya Financial Diaries research program

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GEMS review: Increasing capital market access for Kenyan SMEs


1 An overview of M-PESA

M-PESA is considered a global success story: It is used…

featured author

Susan Johnson

University of Bath
EXPERTISE: Financial capability, Microfinance, Financial markets, Gender
Susan Johnson


The percentage of Kenya's adult population without access to formal or informal financial services in 2013.

Let's focus on what is intrinsically valuable in a payment: A relationship, an interface, a structured dataset.

The biggest weakness of mobile money is that it forces all services built on the platform to be in real time