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The long-run poverty and gender impacts of mobile money

How mobile money is driving changes in financial behavior.

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featured author

Julie Zollmann

Independent consultant
EXPERTISE: Market research, Financial Diaries
Julie Zollmann


The percentage of Kenyan adults who use formal financial services in 2015.


The median number of financial devices used by low income Kenyans in Financial Diaries study

The biggest weakness of mobile money is that it forces all services built on the platform to be in real time