Financial inclusion is about harnessing the power of markets to improve people’s lives. Learn more


Digital credit in Kenya: evidence from demand-side surveys

The pricing, marketing and potential misuse of digital loans coupled with the extensive negative reporting of borrowers who have failed…

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FSD Kenya unveils Julian Kyula as 2018 annual lecture speaker        

Tackling poverty in rural Kenya through community-owned village banks

What can IKEA tell us about designing for comprehension?

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Duncan Oyaro

FSD Kenya
Duncan Oyaro

The biggest weakness of mobile money is that it forces all services built on the platform to be in real time

Let's focus on what is intrinsically valuable in a payment: A relationship, an interface, a structured dataset.


The percentage of Kenyan adults who use formal financial services in 2015.