Financial inclusion is about harnessing the power of markets to improve people’s lives. Learn more


Making finance serve the needs of the economy

Building successful financial institutions from the bottom up through local communities

latest from fsd kenya

Studying shocks to identify opportunities for financial service providers


The annual FSD Kenya lectures on financial inclusion

sme banking

Testing SME banking in Kenya – a mystery shopping exercise

featured author

Anne Gachoka

Bankable Frontier Associates
EXPERTISE: Social and market research, Financial diaries
Anne Gachoka

Let's focus on what is intrinsically valuable in a payment: A relationship, an interface, a structured dataset.

Banks still face a big hurdle of perceived appropriateness and trust for poorer clients.


The median number of financial devices used by low income Kenyans in Financial Diaries study