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An overview of the Kenya Financial Diaries research program

A major gap in the ability of formal financial services to deliver value for low-income families is a general lack of information…

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Tamara Cook

FSD Kenya
EXPERTISE: Digital Finance
Tamara Cook


The percentage of Kenyan adults who use formal financial services in 2015.


The median number of financial devices used by low income Kenyans in Financial Diaries study

Banks still face a big hurdle of perceived appropriateness and trust for poorer clients.